diff --git a/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/controller/AcntTermsController.java b/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/controller/AcntTermsController.java
index f8654a95..c5cb7247 100644
--- a/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/controller/AcntTermsController.java
+++ b/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/controller/AcntTermsController.java
@@ -28,6 +28,12 @@ public class AcntTermsController {
 	
 	private final AcntTermsService service;
 
+	/**
+	 * 약관정보 들을 가져오는 기능,
+	 * AcntTermsRqModel에 입력받은 약관타입에 따른 약관항목을 반환함.
+	 * @param rq
+	 * @return
+	 */
 	@GetMapping(value = "/list")
 	@Tag(name = "약관 기본", description = "약관 관련 API")
 	@ApiOperation(value = "약관 기본 정보")
@@ -37,7 +43,7 @@ public class AcntTermsController {
 		log.debug("RQ>>>>>>>>" , rq.toString());
 		
         try {
-        	result = service.list(rq);
+        	result = service.list(rq); // 입력받은 값에 따른 약관항목을 반환하는 기능.
         			
 			
         } catch (Exception e) {
diff --git a/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/service/AcntTermsService.java b/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/service/AcntTermsService.java
index ddef5f36..0341ee48 100644
--- a/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/service/AcntTermsService.java
+++ b/pav-server/src/main/java/com/palnet/biz/api/acnt/terms/service/AcntTermsService.java
@@ -16,6 +16,11 @@ public class AcntTermsService {
 
     private final PtyTermsQueryRepository query;
 
+    /**
+     * 입력받은 값에 따른 약관항목을 반환하는 기능.
+     * @param rq
+     * @return
+     */
     public List<AcntTermsRsModel> list(AcntTermsRqModel rq) {
         return query.list(rq);
     }
diff --git a/pav-server/src/main/java/com/palnet/biz/jpa/repository/pty/PtyTermsQueryRepository.java b/pav-server/src/main/java/com/palnet/biz/jpa/repository/pty/PtyTermsQueryRepository.java
index bece9904..7c270d09 100644
--- a/pav-server/src/main/java/com/palnet/biz/jpa/repository/pty/PtyTermsQueryRepository.java
+++ b/pav-server/src/main/java/com/palnet/biz/jpa/repository/pty/PtyTermsQueryRepository.java
@@ -23,6 +23,11 @@ public class PtyTermsQueryRepository {
 
     private final JPAQueryFactory query;
 
+    /**
+     * 입력받은 값에 따라 약관항목을 데이터베이스에서 가져오는 SQL 기능.
+     * @param rq
+     * @return
+     */
     public List<AcntTermsRsModel> list(AcntTermsRqModel rq) {
 
         QPtyTermsBas basEntity = QPtyTermsBas.ptyTermsBas;
@@ -34,7 +39,28 @@ public class PtyTermsQueryRepository {
         builder.and(basEntity.siteCd.eq(rq.getSiteCd()));
         builder.and(basEntity.termsCtgryCd.eq(rq.getTermsCtgryCd()));
 
-
+        /**
+         * 최종내역여부[LAST_TXN_YN] 조건,
+         * 사이트코드[SITE_CD] 조건,
+         * 약관카테고리[TERMS_CRGRY_CD] 조건이 맞는 약관항목을 데이터베이스에서 조회하는 SQL 입니다.
+         * SELECT 
+         *     PTB.TERMS_SNO ,
+         *     PTB.SITE_CD ,
+         *     PTB.ESTBSH_DATE ,
+         *     PTB.TERMS_CTGRY_CD ,
+         *     PTD.LANG_DIV_CD ,
+         *     PTD.TERMS_TITLE_NM ,
+         *     PTD.TERMS_CN ,
+         *     PTD.SIMPLE_CN 
+         * FROM PTY_TERMS_BAS PTB 
+         * LEFT OUTER JOIN PTY_TERMS_DTL PTD
+         *     ON PTB.TERMS_SNO = PTD.TERMS_SNO 
+         *     AND PTD.LANG_DIV_CD = #{langDivCd}
+         * WHERE PTB.LAST_TXN_YN = 'Y'
+         *     AND PTB.SITE_CD = #{siteCd}
+         *     AND PTB.TERMS_CTGRY_CD = #{termsCtgryCd}
+         * ORDER BY PTB.UPDATE_DT DESC
+         */
         List<AcntTermsRsModel> queryList = query.select(Projections.bean(AcntTermsRsModel.class,
                         basEntity.termsSno,
                         basEntity.siteCd,